Security notice: NASA Federal will never call, text or email asking for your online-banking passcode, password or card number. Stay safe when you sign in.
Routing 255077833 Rates & Fees Branches & ATMs Contact
NASA Federal Credit Union member reviewing home loan options on a laptop
Looking For Your New Home?

Learn more about your NASA Federal mortgage options — 30-year fixed with $0 down and no PMI.

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Banking Products & Services

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Home

Mortgages with $0 down

30-year fixed-rate mortgage options with no PMI, plus refinance and home equity. Rates as low as 6.536% APR.

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Auto

Auto & RV financing

New and used auto loans with fast decisions and a 90-day first-payment option. Rates as low as 4.69% APR.

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Cards

Low-rate credit cards

No annual fee and no balance-transfer fee Visa cards. Rates as low as 8.9% APR.

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Current NASA Federal rates

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30-Yr Fixed Mortgage
AS LOW AS
6.536% APR
Auto Loans
AS LOW AS
4.69% APR
Personal Loans
AS LOW AS
7.79% APR
Share Certificates
AS HIGH AS
4.38% APY
APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates as of August 2026 — verify current rates on the official NASA Federal site.
Serving members since 1949

Born from the space program, open to everyone

NASA Federal Credit Union was chartered in 1949 to serve NASA employees. Today it is a member-owned, not-for-profit cooperative with roughly $5.8 billion in assets serving more than 238,000 members nationwide — and membership is open far beyond NASA.

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NASA Federal Credit Union member banking online

NASA Federal Credit Union

NASA Federal Credit Union (NASA FCU) is a member-owned, not-for-profit credit union chartered in 1949 and headquartered in Upper Marlboro, Maryland, serving more than 238,000 members nationwide. This is an independent member guide covering the NASA Federal routing number, online-banking login, rates and accounts — it is not the official site. According to the NCUA, member deposits are federally insured, and NASA Federal reports roughly $5.8 billion in assets.

Routing number 255077833

For NASA Federal direct deposit, ACH and wires. See the routing number page.

Online & mobile banking

Sign in on the official site; our NASA FCU login guide covers safe steps.

Mortgages & home equity

30-year fixed with $0 down and no PMI, as low as 6.536% APR. See mortgages.

Auto, RV & personal loans

Auto as low as 4.69% APR, personal as low as 7.79% APR. See auto loans.

Visa credit cards

No annual fee, no balance-transfer fee, as low as 8.9% APR. See credit cards.

Checking, savings & certificates

Cash-back checking and certificates as high as 4.38% APY. See checking & savings.

1949
Chartered
255077833
Routing number
238,000+
Members
NCUA
Federally insured
Member Awareness: NASA Federal will never call, text or email you asking for a one-time passcode, activation code, username, password or account number. If someone does, it is a scam — read our sign-in safety guide. Sign-in happens only on the official site: go to NASA Federal online banking ›

NASA Federal Credit Union — FAQ

What is the NASA Federal routing number?

255077833 — used for direct deposit, ACH and wires on every NASA FCU account. Details on the routing number page.

How do I log in to NASA Federal online banking?

Sign in on the official NASA Federal site. Our login guide walks through the safe steps and what the credit union never asks for.

Do I have to work for NASA to join?

No. Membership is open nationwide through partner associations, employer groups, family relationships and community options. See membership.

Is NASA Federal federally insured?

Yes. Deposits are insured by the NCUA, a U.S. government agency, up to applicable limits.

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Independent editorial reference for NASA Federal Credit Union. This site is not operated by, sponsored by, or endorsed by NASA Federal. All account sign-in and applications are completed on the official site, www.nasafcu.com. Federally insured by NCUA. Equal Housing Opportunity. © 2026 Editorial.